When purchasing insurance from us you will receive notice of all the terms and conditions of the policy, and it is advised that you ask any specific questions you may have in order to be fully informed as to what specific coverage you are purchasing. You should note that some occurrences are excluded from coverage. Examples of common exclusions are acts of nature (such as floods) and concealed breakage (as when a shipping company receives a pre-sealed carton or container). Our staff can help you determine what type of insurance is most appropriate for your shipment.